Funeral Industry Causes Me Grief

I have to do some venting today after reading an article that truly appalled me about the funeral industry. I’m sharing it with you in the hopes you will tell those you care about to be vigilant and prepared as you can before having to plan and pay for a funeral in the future.

I know some of you reading this are like me in that I was not prepared when my husband died suddenly, in my case, we never talked about these types of future plans, and so I was unprepared and called the only funeral home I knew in town.  I was at the mercy of the funeral home and being in a state of shock to begin with, I probably did not make any rational and certainly not good economic decisions, I just wrote the check.

I have come to understand that the funeral industry is big business, and many funeral homes are owned by corporations not by caring people who has served the community for years and know your name and care about your best interest and not up-selling you a casket and funeral package you can’t afford.  Often they use terms that a vulnerable person who just lost their loved one buys into like “doesn’t your loved one deserve the best legacy” or “doesn’t your loved one deserve this type of celebration.”

Let me share a portion of the article that got me so hot today;

If you have visited (website will remain anonymous, but this was written my a funeral industry association that supports funeral directors) in the past few months, you have surely noticed articles covering the topic of the “Boomer” generation. The current “death trough” and the sinking economy are beginning to take their toll on the funeral industry. For funeral directors the deaths of baby boomers – people born between 1946 and 1964 – is a windfall worth lusting over, if they can make it through the current decline in death that is projected to last a few more years.

Reports from federal agencies that track population and health statistics indicate the nation’s death rate has dropped slightly and is expected to plateau for several more years. But baby boomers won’t be able to escape the inevitable forever. The U.S. Census Bureau projects the annual number of deaths in the United States will rise from 2.6 million in 2010 to 3 million in 2024 and 4 million in 2043.

The Boomers are a generation who has changed just about everything in their path as they have made their way through life; they are even beginning to change the way we handle death.

What really ticked me off were the words “death trough” and “is a windfall worth lusting over” not very comforting words when you have to plan a funeral is it. So be aware!

So I am sharing this to encourage you to help a family member or friend with some difficult and yet important planning both financially, legally and medically;

What is an Advance Health Care Directive (AHCD)?

An Advance Health Care Directive (AHCD) is a document that instructs others about your care should you be unable to make decisions on your own.

How do I create an Advance Health Care Directive?

Advance Health Care Directive forms are available by state CLICK HERE

Request a Free Financial Planning Resource Kit

Also, in my  November Heart of the Matter Newsletter I am including an article from a financial planner friend of mine who has some good advice for any of us who are and have been unprepared financially.

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